Our investment philosophy is simple. Clients deserve to have a high quality, well diversified investment portfolio that is balanced from a risk tolerance perspective. We are completely independent and work with talented, industry leading experts to make sure that the structure of your portfolio is in line with your goals and properly aligned with the outlook of the markets.
Client securities are actively managed and reviewed daily. You will always have complete transparency and know what you own, how much it costs, and how it is performing.
Do you have a small or family-owned business that you need assistance with setting up a succession plan for when you want to exit or retire? Are you looking to start a business and need assistance in the proper entity structure?
We are able to work with you to put together options and recommendations that are goal based and design to meet your individualized needs. We will then partner with your outside counsel to execute the plan, review it along the make and make and changes as they become necessary.
Life happens and special circumstances arise. We have expertise in planning for special needs situations to include caring for a loved one with a disability, protecting loved ones from creditors or other potential sources of an invasive nature, or navigating through unexpected events that may put your financial security at risk. We are well versed in Medicaid planning situations and have the first hand experience to help you navigate these complicated matters.
Is your family and loved ones protected if you were to become ill, have an accident, or die prematurely? Do you have your end of life affairs in order so that your wishes are executed in a manner that makes you comfortable? If the answer is no, we understand, and do not judge!
We want to help you through this process so that you are not only comfortable, but understand how this fits into your overall financial plan. By partnering with legal community, we make sure that your estate and contingency planning activities are consistent and in line with the financial plan you have built to protect the wealth you have accumulated. If you do not have a legal team, we will help you find one.
College is expensive. Period. With the continued skyrocketing costs of higher education it is important to plan early if you are inclined to help your children with these costs. We help you plan fluently for any scenario your child may face, even when we do not know that their future will hold. Flexible plans and funding options are part of how we help you successfully navigate this part of your financial life.
Everyone wants to retire. How do you get there? We establish the road to help you achieve your age related and income based goals.
Tax issues are often complicated and challenging to navigate. Whether you need to find additional ways to save on income taxation, you do not want your loved ones to have to deal with estates, and any tax problem that comes up in between the two, we can create strategies to help you accomplish your goal. In consultation with your tax professionals we work hand-in-hand to make sure that your money is being saved for you and the ones you want to leave your wealth to in the future.
We all need resources to maintain our style of living during retirement. In consultation with your outside counsel we can formulate a plan to optimize your income situation based on your resources to allow you to have what you need in a tax efficient manner.
For business owners, we can help provide you and your employees with solutions for small businesses that allow you to save on your own behalf and provide an employer sponsored benefit to reward and incentivize your employees.
We formulate systematic savings plans to help you save for special projects and goals. These may include broader goals of retirement, or unique goals such as college savings, second homes, major trips, or anything on your list of things you want to do.